First-Time Homebuyer Programs in the US: Complete Guide 2024
By HomLista · · 1 min read
Federal, state, and local programs helping Americans buy their first home
Federal Programs
- FHA Loans - 3.5% down payment
- VA Loans - 0% down for veterans
- USDA Loans - Rural areas, 0% down
State & Local Programs
Many states offer down payment assistance, tax credits, and reduced rates for first-time buyers.
Eligibility Requirements
- Income limits
- Purchase price caps
- Homebuyer education courses
- Primary residence requirement
